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It’s Just Math 21 Aug 2013 | 08:23 pm
We can put a man on the moon, but people don't believe simple math when it comes to their retirement decisions. This is perplexing. If engineers can do the precise calculations needed to take a space...
Not Enough to Retire? Hmmm… 20 Aug 2013 | 11:45 pm
For years I have been telling one of my clients that their current level of spending was not sustainable for retirement - yet this year she told me she was retiring anyway. I figured she had a plan, I...
One Retirement Pill, Please 15 Aug 2013 | 02:36 am
Years ago my sister came to visit me. She had always been a petite woman and when I picked her up at the airport I was surprised at how heavy she was. She was concerned about it herself, and as I was ...
Savings Bonds, Tax Rates, and Your Retirement 14 Aug 2013 | 02:34 pm
I'm in Iowa this week both working and enjoying time with family. Usually when I visit family at least one family member will ask me for financial advice. This trip was no different. ... Read Full P...
You bought the annuity a few years ago. Now what? 11 Aug 2013 | 02:28 pm
Annuities come in many varieties. One of the most common ones I encounter is the variable annuity. This is an insurance contract where inside the contract you invest in a choice of mutual fund-like su...
Funniest Reader Email I Have Ever Received 7 Aug 2013 | 06:55 pm
This email came in last week. I have read it aloud to all sorts of people. I can't read it with a straight face. I get about half way through and end up with the giggles every time. ... Read Full Po...
Should She or Shouldn’t She? (Suspend SS, That Is) 7 Aug 2013 | 03:32 am
She is single, currently age 68. She started collecting Social Security at her full retirement age a few years ago. She has over $600k combined between her non-retirement investment account, IRA and ...
What is a Good Investment? 5 Aug 2013 | 04:48 am
How sweet! This evening I checked my email to find this one, Hi, I just finished reading your article at about.com entitled 'What is a Good Return on Investment?' You have written the most common se...
Military Retirement 3 Aug 2013 | 10:21 pm
A month or so ago, Hank Coleman, a Major in the military with over 11 years on active duty in the army, reached out to me. He runs a popular online finance site called Money Q&A, and he was getting to...
My Last Grandparent 1 Aug 2013 | 03:25 am
My last grandparent, Grandpa Goeders, passed away this past weekend. I was out to dinner Saturday night when the texts and calls from family began to come in. From brother "I have some news about Gran...