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Mobile payments industry overview - what happened during the past five years 25 Aug 2013 | 09:06 pm

I have written some blogs on the history of mobile banking from my perspective in the past. I gave some overview of the  development of mobile banking in 2007 (Read here) and also posted a blog on som...

Empowering women with Mobile Money. Enough research to support further investments. 22 Aug 2013 | 09:08 pm

This was a blog that I was planning to write for a long time, but every time that I started, I realized that I cannot do justice to this in a simple blog and then stopped. Tonight, I decided to post m...

Secure element on the phone. The implications of architecture and brand. 9 Aug 2013 | 08:46 am

In previous posts, I have discussed the implications of placing the secure element in the phone. (Read here and here).I thought that I have said what needed to be said, but having given it some more t...

Better than cash alliance deserve support 6 Aug 2013 | 03:41 pm

The Better than Cash Alliance was founded by a number of Non-Profit Organizations (UNCDF, Ford Foundation, Bill and Melinda Gates Foundation, to name a few) and a few Companies (Visa and Citibank). Th...

Government policies that could reduce cash 28 Jul 2013 | 02:46 am

Cash is bad. This is the case for everybody involved with money. Managing cash is complex and expensive for consumers. Retailers have big overheads to secure cash and to reconcile payments with purcha...

Bitcoin in emerging markets 28 Jul 2013 | 02:26 am

I am far from being an expert in Bitcoin technology. I am also not the guy that is going to shout that this is the new uber-trend. For this I have been too long in payments and I understand the diffic...

What can one learn from Qiwi about payments 28 Jul 2013 | 02:08 am

Qiwi is a very successful, Russian payments company. (I am still trying to figure it out why it is called Qiwi and have a logo that make you think it is a New Zealand company). The beauty of the produ...

Secure element on the phone. Further implications: the end-user perception. 4 Jun 2013 | 04:47 pm

I have written about the implications of having the secure element stored in the firmware of the phone in a previous post (Read here). In this post I have explored the implications of placing your pay...

Prolifiration of access mechanisms to payment schemes, will dilute security 26 May 2013 | 03:24 am

It amuses me to see how payment schemes use all kinds of ways to reach an already seriously confused consumer. It seems as if it is almost required to show that customers can reach you in every concei...

Blackberry money ready to launch in Indonesia 26 May 2013 | 12:58 am

Blackberry's BBM service is still very popular in many markets. One such market is Indonesia where Blackberry announced the imminent launch of BBM money in partnership with local Permata Bank and usin...

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