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Should HDB owners take a private property loan? 7 Aug 2013 | 10:05 am
Assuming a HDB home loan of $350000 to be paid back in full in 30 years at the HDB loan rate of 2.6%. Total payment after 30 years = $504,428.04. Interest paid after 30 years = $154,428.04 Assumi....
Another reason why equities are a good investment 29 Nov 2012 | 08:43 am
I have tried my hands in selling bear call credit spreads/ bull put credit spreads in the US market before to earn some premium income using time decay but the decrease in the value of the US dolla...
What to do with your asset allocation? 9 Oct 2012 | 09:25 am
With the latest property cooling measures, another avenue for investing one's money is reduced. With the negative perception of Gold Investing (Genneva, Gold Guarantee e.t.c), less money will flow int...
How interest rate affects perpertuals- Genting 17 May 2012 | 06:58 pm
A reader commented that interest rates were at the historical low and that the only way is up. That i totally agree. What i am unsure of is just when. When interest rate increases, price of bonds will...
Perpetual bonds should not be a cause for concern 16 May 2012 | 06:21 pm
I ,being a small fry, have an investment in Genting Perpetual 5.125% retail which i bought during IPO for diversification. It's only takes up about 5% of my investible assets, excluding property. Now ...
Increasingly Motivated Property Sellers 6 Apr 2012 | 01:14 pm
I was sent an Amortisation Tabe for Progressive Payment for a certain new development from a property agent. He is wasting his time as i told him politely i am not interested in property now as i expe...
Oil prices- a negative for property 21 Mar 2012 | 10:48 pm
Everyone knows that property has been propped up by low interest rates and excess cash liquidity in the world. If you haven't noticed yet, the finance sector in Singapore has been silently retrenching...
Singapore housing loans FAQ: WHAT IS ASSET BASED LENDING Mortgage in Singapore 11 Feb 2012 | 04:39 pm
If you are looking to leverage on an illiquid asset to acquire some good debt to grow your wealth....Read on. The following article is reprinted with permission from singaporehomeloans. All informati...
The disconnect between asset prices and fundamentals 2 Feb 2012 | 05:43 pm
It is weird how asset prices can be so disconnected from the current state of the world economy. If one is to look at the Baltic Dry Index (BDI) which is a good reflection of 2 factors: supply of ship...
Thoughts On Current Environment 8 Dec 2011 | 05:18 pm
It is quite expected of the government to come up with additional property cooling measures as i have said before that property is a public good and any additional meaningful upside in price will be c...
