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Information organization is a key element in achieving full benefits from the “fresh start” of bankruptcy 11 Jun 2012 | 08:34 pm
What are the Top Three Reasons to Be Able to Locate All Your Financial Documents Before Filing a Chapter 7 or Chapter 13 Bankruptcy? Yes, there are only three reasons and all of them guaranteed to be...
Bankruptcy filings rose sharply in the U.S. in February of 2012 15 May 2012 | 10:08 pm
The American Bankruptcy Institute reports that bankruptcy filings rose sharply in the U.S. in February of 2012, with California filing rising more than any other state. Although bankruptcy filings we...
Bankruptcy and Medical Issues 12 May 2012 | 10:06 pm
What is the impact that health issues have on a person’s decision to file for bankruptcy. Recently I have had more and more clients who have had severe health issues and excessive medical bills. We ...
Bankruptcy is a Predictable and Reliable Tool to Overcome Overwhelming Debt 30 Apr 2012 | 12:10 am
As you can see by the front page of this website, we’re here to give you as much information as is possible in this digital format. First of all, not all financial problems require a bankruptcy solut...
Creditor Contact Which May Be Irksome, Unethical, Even Illegal 28 Apr 2012 | 12:09 am
If Filing a Chapter 7 or Chapter 13 Stops Communication With Debt Collectors, How Would That Silence Affect Your Daily Life? When I hear about some of the tactics used by collection agencies today, t...
Reasons Why Anyone Might Procrastinate about a Chapter 7 or Chapter 13 Bankruptcy 26 Apr 2012 | 12:07 am
Ever procrastinate? The dictionary says it’s “putting off intentionally the doing of something that should be done,” but where does it say why anyone chooses to delay rather than taking necessary act...
Are you investigating your options or timing a bankruptcy to fit in with feelings of desperation? 9 Apr 2012 | 08:06 pm
Everyone wants to be logical, to know what’s up ahead so you can do things at the right time. In fact, it’s a common belief that “there’s a right time for everything.” That’s certainly true in my w...
Are you running out of time as well as money? 6 Apr 2012 | 08:04 pm
When money troubles take the form of overwhelming debt, many people choose to “do something about it” by working more and harder. They take a second and third job with more time and money needed for t...
Financial fresh start made possible by a Chapter 7 or Chapter 13 bankruptcy 27 Mar 2012 | 05:21 pm
A financial “fresh start” starts with a discharge of debt. Why would anyone need to rid themselves of debt? Doesn’t debt just come with the territory of being alive in this economy? Doesn’t everyone h...
How Trickle Down Budget Cuts predictably lead a city into a aed for debt relief 11 Mar 2012 | 10:23 pm
Now a major California city (Stockton, population 285,966) reports it has asked for counseling about how to handle its financial dilemma. Problem: Not enough money to pay bills. It was described as...
