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Evaluating Financial Literacy for Branchless Banking Clients 27 Aug 2013 | 04:53 pm
IFMR-Research recently conducted an impact evaluation of the financial literacy program delivered to EKO clients in the northern Indian state of Bihar. EKO provides mobile banking services such as sav...
Keep Your Insurance Close, and Your Friends and Family Closer 23 Aug 2013 | 07:00 pm
Vacationing with many of my very large Italian family this summer, I have been reminded of some of the financial dynamics of family, which offer me the opportunity for a real-life reflection on some o...
Preventing Financial Marginalization of Consumers in the US 21 Aug 2013 | 05:41 pm
The recent recession in the United States has exposed and aggravated the extent to which many families struggle to just keep up financially, and how a significant number of families are falling into a...
What Options do MFIs Have to Leverage M-banking? 20 Aug 2013 | 07:16 am
Today we are releasing our latest Focus Note, Microfinance and Mobile Banking: Blurring the Lines?. When we first wrote on this topic three years ago, there was limited experience of MFIs leveraging m...
China – The Future Leader in Branchless Banking for the Poor? 15 Aug 2013 | 04:32 pm
One out of every five people in the world using mobile banking today lives in China. Leading microfinance experts agree with official estimates that nearly every household in China has access to a ban...
Context and Culture: Designing Relevant Financial Services 13 Aug 2013 | 06:37 pm
Humans have a propensity to label people, ideas or things based on our initial opinions of them. Ori and Ron Brafman, the authors of “Sway – the irresistible pull of irrational behaviour” term this th...
Introducing MIMOSA: Microfinance Market Capacity Measurement Tool 7 Aug 2013 | 09:33 pm
When you hear the word "Mimosa," you might immediately think of the refreshing champagne cocktail. But now the MIMOSA - the Microfinance Index of Market Outreach and Saturation - also has relevance to...
Social Inclusion Cannot be Achieved Without Financial Inclusion 6 Aug 2013 | 08:50 pm
Half of the beneficiaries of the Juntos cash transfer program in Peru didn’t know that they had a savings account that they could use, even though they were receiving their payments through it. Less t...
Mobile Payments in Brazil: Ready, Set, Go? 2 Aug 2013 | 05:45 pm
There is hope for the thousands of middle and low-income Brazilians who are currently demanding better services from their government. Last May, just as the protest movement was getting started, the C...
Enabling Data Driven Decisions for Expanding Financial Inclusion 31 Jul 2013 | 08:02 pm
The opportunity for dramatically increasing financial inclusion in Nigeria is significant. According to the Global Findex (2012), of Nigeria’s more than 150 million people, only 30% of the adult popul...
