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A Time and a Place for Market Timing 27 Aug 2013 | 09:16 pm
“Keep your hands away from your investments and back away from the market reports.” That pretty much sums up passive investing, the approach I have practiced for years. I’ve preached it for years, too...
No free lunches, no fee-free IRAs 26 Aug 2013 | 11:44 pm
Don’t let hidden fees take a bite out of your IRA Let’s get this straight: There are no free lunches and there are no free—despite the advertisements you see to the contrary—IRAs. Apparently, some bro...
Target Date Funds: Investing for the Disinterested 23 Aug 2013 | 09:02 pm
Do you know how your 401(k) plan at work is currently invested? Do you feel overwhelmed by the investment selections available to you? This post will provide you with the basics on Target Date Fun...
How much should you save for retirement? 20 Aug 2013 | 07:10 pm
A dynamic approach: what you need, what you can save One time-honored rule of thumb suggests that should save 10% of your income for retirement. But that percentage might be too high or too low for ma...
Retirement income scorecard: Immediate annuities 19 Aug 2013 | 07:08 pm
In the third part of our series this week on how to estimate your future retirement income, let’s turn our attention to immediate annuities, which are one of three ways to generate a paycheck from you...
Will your pension disappear, post-Detroit? 15 Aug 2013 | 08:51 pm
Create a ‘what if’ plan that assumes pension is cut by half State and local government workers with traditional pension plans might want to revisit their retirement-income plans in the wake of Detroit...
401(k) loans, minus the tax headaches 14 Aug 2013 | 08:01 pm
How to avoid withdrawal penalties and other pitfalls. Most people who save for retirement using a 401(k) plan rarely worry about such things as hardship distributions or 401(k) loans. But some people ...
Creating your ‘retirement vision’ 13 Aug 2013 | 09:40 pm
Once you hit financial goals, how will you use your time? Solving the financial puzzle of retirement can be a huge challenge. But trying to figure out what you might do in retirement? That, experts sa...
What’s the Difference Between a Stock, Bond and Mutual Fund? 12 Aug 2013 | 08:07 pm
Did you watch last week’s video about how you can become a millionaire? If you missed it, you can WATCH it here. Now that you know why you need to start investing, it’s now time to help you get super...
Retirement income scorecard: Systematic withdrawals 9 Aug 2013 | 08:30 pm
Continuing our look at how to assess your future retirement income, let’s turn our attention to “systematic withdrawals,” which are one of three ways to generate a paycheck from the retirement savings...