Countingmypennies - countingmypennies.com - Counting My Pennies
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Refi Complete! 15 Oct 2012 | 06:49 pm
Well, there were a number of hurdles, but my refinance is finally complete. I have to say, I’m not a huge fan of the brokerage I used. As of 5 pm the night before my closing, I still didn’t have my ...
You Win Some, You Lose Some 14 Sep 2012 | 10:45 pm
I hit my first hurdle in my refinancing process. Half of my annual tax payment is due at the end of September, the other half is due at the end of December. I don’t escrow my taxes, so when the bil...
Wonderful Vacation 7 Sep 2012 | 04:55 pm
I just got back from a week+ trip to Ireland. It was amazing. And exhausting. But mostly amazing. Gorgeous country. I was over there for the Notre Dame v. Navy football game (yes, two US college...
The Appraisal is Good! 26 Aug 2012 | 10:35 pm
I got my appraisal back this week, and I was so thankful to see that it’s good! It’s actually only $1000 under my purchase price from last February. Of course, that’s $3000 under where it appraised ...
The refi continues 15 Aug 2012 | 08:40 pm
Still working on the mortgage refinancing process. Earlier this week, I emailed in 54 pages of signed documents. That was fun. Yesterday, the appraiser showed up. I had about 20 hours notice on th...
Buried in Paperwork and Repairs 13 Aug 2012 | 08:12 pm
I just finished filling out 54 pages of refinancing paperwork for my shiny new mortgage. I’m excited to be getting a lower interest rate, but it does smart a bit to suddenly be back to 30 years inste...
Mortgage Refinancing 7 Aug 2012 | 08:47 pm
I’m in the process of refinancing my mortgage. My current rate is at 4.875%, and I’ve managed to lock in at a 3.5% rate. I should have tried to refinance sooner before rates started to rise again. ...
No More Water! 2 Aug 2012 | 09:31 pm
My roof is repaired. The roofing repair guy came out yesterday, looked at the damage inside, climbed up onto the roof, and returned with photographs (which I appreciated). He could fix it right ther...
Another benefit of budgeting 30 Jul 2012 | 09:13 pm
I keep an electronic budget, but I don’t always enter all of my credit card transactions right away. At least once a week (typically on Saturdays), I log on to my credit card account and download all...
Storm Damage 25 Jul 2012 | 11:47 pm
We have had ridiculous weather as of late. Crazy heat and big storms. For the most part, I’ve lucked out. No real damage and no lasting power outages (though Pepco can’t tell me why my power random...
