Credit - credit.org - Credit.org
General Information:
Latest News:
Poll Reveals Close to One in Five Consumers Comfortable Carrying Debt 8 Aug 2013 | 07:58 pm
A recent National Foundation for Credit Counseling (NFCC) online poll revealed that close to one in five consumers, 18 percent, believe that carrying credit card debt over from month-to-month is a res...
Debt negotiation: working toward a healthy financial finish for the year 18 Jul 2013 | 11:06 pm
2013 is now half over, and that makes it a great time for consumers to recommit to improving their personal finances. Whether it’s smart debt negotiation, prudent budgeting, or developing better finan...
How to stop living paycheck-to-paycheck 18 Jul 2013 | 10:58 pm
A recent survey from Bankrate.com found that 76% of Americans are living paycheck-to-paycheck, leaving 3 out of 4 of us without emergency savings in the bank to help us through difficult situations. ...
How rising rates should affect your credit management 18 Jul 2013 | 10:49 pm
Interest rates have begun to rise, meaning both the cost of borrowing and the gains from saving and investing should be going up soon. In fact, some rates have already risen, driving speculation about...
Financial education in the workplace 18 Jul 2013 | 10:39 pm
American Banker recently reported that the director of the Consumer Financial Protection Bureau, Richard Cordray, advocates workplace financial education. He spoke at the Clinton Global Initiative Con...
America Saves for College 11 Jul 2013 | 03:03 am
The average debt students have when graduating college is now $35,200. The costs of attending college are increasing by six percent per year. A college education is still worth borrowing for, though:...
The Springboard 31-Day “Live Within Your Means” Challenge 9 Jul 2013 | 11:31 pm
For the month of July, Springboard Nonprofit Consumer Credit Management, Inc. (“Springboard”) is challenging consumers to put away their credit cards and live within their means. Established in 1974,...
Helping friends & family during their economic issues 2 Jul 2013 | 08:10 am
Many consumers feel uncomfortable seeking professional help with their financial problems. They might ask friends and family for the kind of debt counseling advice Springboard offers, but when they go...
Survey finds that many consumers lack credit scoring knowledge 2 Jul 2013 | 07:57 am
A recent survey conducted by The Consumer Federation of America and VantageScore Solutions has found that many consumers lack knowledge about credit scoring. The survey was taken in April 2013, and f...
Don’t open a new credit card account for the wrong reasons 2 Jul 2013 | 07:35 am
According to financial experts, typical credit card holders carry too many credit cards. Our credit counseling clients always come to us with multiple credit card accounts, and we help them create a p...
