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Moving is always a hassle, but there are things you can do it make it easier 4 Jul 2013 | 02:37 am
I recently moved from Coupeville to Oak Harbor, WA. It was a short move, only 15 miles, but it still meant having to rent a truck and hire people to come in and load and unload. Boxes had to be packed...
Retiring and leaving the mortgage business 25 Apr 2013 | 10:39 pm
I have been considering this for some time and have made my decision that it is time to do it. I am retiring and going to spend my time with my grandchildren and fish as much as possible. I will conti...
Housing recovery gaining momentum with more new home starts and less foreclosures 25 Apr 2013 | 02:48 am
Trulia’s Housing Barometer puts today’s housing market at 56% of normal in March. Six months ago, the barometer put housing at just 43% of normal. Real estate is always local, so different areas have ...
Conventional fixed rate mortgage loans — are they right for you? 9 Feb 2013 | 12:28 am
After the housing bust and mortgage meltdown, the only thing that home buyers were interested in seeing was a 30 year conventional fixed rate mortgage. It didn’t seem to matter what the best loan for ...
Should you consider buying a short sale in Eugene? 4 Dec 2012 | 11:54 pm
What is a short sale? It is not a foreclosure although sometimes, it may be getting close to being there. Other times it could just be someone needing to get out from under the “underwater” home. It i...
Windows 8 issues with Comcast and Constant Guard 31 Oct 2012 | 09:31 pm
I installed Windows 8 on my new computer and had compatibility issues that were a bit difficulty to work out. The function keys and the numbers keys at the top of my keyboard didn’t work which I figur...
What the heck is a G-Fee and why is it costing me more money? 26 Sep 2012 | 04:10 am
G-Fee or guarantee fee is a fee charged on mortgage loans at the direction of the FHFA (Federal Housing Finance Agency) by Fannie Mae and Freddie Mac on all mortgages sold to them. The g-fee is design...
Marketing in a digital world 15 Aug 2012 | 02:41 am
I am a money salesman. Now it would seem that selling money would be one of the easiest things to do in the world, but that would be the wrong assumption. Specifically, I sell mortgage loans….money fo...
Time to refinance, programs and rate are changing 20 Mar 2012 | 07:51 am
Refinancing your existing loan may be just the right thing for you to do in today’s market. If you have a conventional, FHA, VA or USDA loan, there are a number of programs available today to help wit...
Recreation, vacation rentals and second homes. 18 Mar 2012 | 05:14 pm
The area I live in now has a lot of recreation area and vacation rentals. Oak Harbor and Whidbey Island have a lot of destination areas. The West Beach area have a number of vacation homes on it and ...
