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Why are in park mobile interest rates higher than land and home loans? 20 Aug 2013 | 09:20 pm
In park (leased land) homes are considered personal property loans like and RV, Boat or Car loan. Personal property loans have less secondary market liquidity than real estate. Lenders who originate p...
Why do manufactured home loans have higher interest rates then conventional home loans 20 Aug 2013 | 09:09 pm
The interest rates are higher because historically loans on mobile homes do not preform as well as conventional home loans do. The higher the default rate, the more the lender must set aside in the in...
What is Mortgage Insurance? 18 Feb 2013 | 11:58 pm
Mortgage insurance (also known as mortgage guarantee) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan that involves real estate. Mortgag...
I can’t afford 20% to put down on a manufactured home? 17 Jan 2013 | 03:09 am
Assuming you qualify for higher monthly mortgage payments and have excellent credit history, you may qualify for a reduced down payment loan from 5 -15% down. However, you may pay a higher interest ra...
Are manufactured homes Eco-Friendly? 9 Jan 2013 | 01:15 am
If you live in the Northwest your home might be! Back in 1988, Bonneville Power Administration introduced a “super good cents” home guideline packet designed to encourage energy efficiency in mobile h...
Has your bank said “No” to refinancing your mobile home? 31 Dec 2012 | 12:22 pm
Mobile Home Specialists Financial Services Unlimited can help refinance your mobile home. We have specialized is Manufactured and Mobile Home loans for over 15 years! Give us a call or submit an appli...
Why is the credit score requirement higher for mobile or manufactured home loans ”in-park”? 19 Dec 2012 | 04:23 am
Lenders tend to recover less money compared to other loans when they receive back a foreclosed mobile or manufactured home. To off-set this risk, they increase the credit quality or credit score requi...
Why is the credit score requirement higher for mobile or manufactured home loans ”in-park”? 19 Dec 2012 | 04:23 am
Lenders tend to recover less money compared to other loans when they receive back a foreclosed mobile or manufactured home. To off-set this risk, they increase the credit quality or credit score requi...
Does Financial Services Unlimited offer singlewide manufactured home loans? 19 Dec 2012 | 01:44 am
Yes, we offer singlewide home loans “in-park” back to 15 model years and back to 1977 in California, Oregon and Washington State.
Does Financial Services Unlimited offer singlewide manufactured home loans? 19 Dec 2012 | 01:44 am
Yes, we offer singlewide home loans “in-park” back to 15 model years and back to 1977 in California, Oregon and Washington State.
