Hinermangroup - hinermangroup.com - Ed Hinerman On Life Insurance
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Prostate Cancer And Life Expectancy! 27 Aug 2013 | 03:29 am
All of us guys, and women who are into reading about men’s health, have heard that men are for more likely to die with prostate cancer than from it. So what does that really mean? 1 out of 6 men will ...
No Guts, No Glory! 24 Aug 2013 | 09:09 pm
For a lot of clients that fall outside of the traditional life insurance companies approval guidelines the only option if Guaranteed Issue Life Insurance. I used to have a carrier that I could go to f...
Type 1 Diabetes Still Receiving Great Life Insurance Approvals! 23 Aug 2013 | 04:11 am
I love it when companies finally make forward progress in life insurance underwriting of well controlled health issues. What I can’t work with is when they get weak kneed a year later and throw all th...
Mood Disorder Life Insurance Takes Bipolar Swing! 22 Aug 2013 | 12:54 am
While I believe it would be characterized as mild, there seems to be quite a bit of evidence pointing to the fact that most life insurance companies have gone through a manic period of underwriting mo...
Protective Life Just Doesn’t Have Any Love For Their Customers! 21 Aug 2013 | 04:10 am
OK. So I’m starting from a place of disliking Protective Life with a passion. In my career I have never seen a company that has consistently and persistently screwed their customers more than Protecti...
Who Would Benefit From CRL Smart Score Methodology? 21 Aug 2013 | 03:15 am
There are some trends in the life insurance industry that occasionally make me wonder if we are glimpsing the future of the business, or are we already there? If life insurance companies could figure ...
Charge AIG With An Error And A Save! 15 Aug 2013 | 03:12 am
As related in a post yesterday which was a follow up on a previous post concerning the American General use of the CRL Labs Smart Score methodology for underwriting, I have breaking developments. Afte...
Test How Stupid The Smart Score Is With The Risk IQ! 14 Aug 2013 | 03:49 am
Not too long ago I went off on American General for using the CRL laboratories smart score system as justification for declining a client. Since then I have been on somewhat of a quest searching for j...
AARP And Foresters Are Second Cousins! 27 Jul 2013 | 07:10 pm
I’ve been careful about life insurance claim abuse cases I’ll help with only because, in most cases, the state insurance commissions are very good at putting things back on track and getting valid c...
Lemings! Aren’t They The Ones That Go Over Cliffs? 24 Jul 2013 | 08:02 pm
I still own the domain name “You Just Can’t Fix Stupid.com” and this is one of those days when I would like to dust it off and go live with it. The new American General Life Insurance “Smart Score” un...
