Understanding the Debt Ceiling 1 Jul 2011 | 06:03 am

A lot of people have asked me to explain how the debt ceiling works. This infographic does a good job of that.

The Social Security Myth – Milton Friedman 16 Mar 2011 | 05:43 am

What is a 401(k) Plan – An Introduction for Employees 17 Feb 2011 | 10:25 am

A 401(k) is a type of account that, if understood and utilized properly, could help you meet your retirement goals.   Though there are many types of 401(k) plans out there including Simple, Safe Harbo...

The $6.6 Trillion Retirement Income Deficit and How It Will Impact You 6 Feb 2011 | 12:02 pm

Most Americans are aware that the US government owes a lot of money – over $14 Trillion and counting – and that the US Budget Deficit is expected to reach a record high this year – about $1.5 Trillion...

Identity Theft: Don’t Be a Victim of Electronic Pickpocketing 26 Jan 2011 | 03:40 am

Identity theft continues to be a growing threat to our finances, credit scores, and peace of mind. With a lot of banks and credit card companies now promoting the use of RFID cards, the ability to ste...

When It Comes to Your Finances, Prepare for the Worst (Then, You Can Hope for the Best) 9 Jan 2011 | 06:40 pm

There is an old saying that goes “Hope for the best, but prepare for the worst.”  Unfortunately, when it comes to our personal finances, most people just hope for the best, but they forget to prepare ...

Rising Health Care Costs May Affect Retirement Planning 7 Jan 2011 | 11:52 am

It is a universal dream that we all want to be able to stop working someday and retire. With today’s economy and uncertainty, it is harder than ever to plan for the future taking all things into consi...

How is Your FICO Score Determined? 4 Jan 2011 | 06:30 pm

Perhaps you’re familiar with the FICO scoring system used by credit companies to determine a potential client’s creditworthiness. But do you know how that score is determined? First, let’s define the...

New Year’s Resolutions – For a More Prosperous New Year 2 Jan 2011 | 02:00 am

We’ve just been through a tough couple of years, not to mention a tough decade, especially in financial terms.  With the New Year upon us, many people are now looking to make some New Year’s Resolutio...

Have a Written Budget to Get a Handle on Your Finances 29 Dec 2010 | 08:55 am

Putting together a written budget is very important if you want to be able to get a handle on your money, and actually save money. Writing down you budget is like having written goals. You see, if you...