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... 8 Oct 2012 | 02:52 am
Mohammed Amine BENABDALLAH Professeur de droit public, Université Mohammed V, Agdal-Rabat - Doctorat d'Etat en Droit public, Universite de Paris II; - Diplôme des Etudes supérieures en sciences admin...
Fannie/Freddie Raise Mortgage Fees 2 Feb 2011 | 11:17 pm
Beginning on April 1, Fannie Mae follow in Freddie Mac’s footsteps and formally raise the fees that they charge lenders, which will almost certainly pass these fees on to borrowers. The bottom line is...
Housing Market: Double-Dip in 2011? 26 Jan 2011 | 07:43 pm
A few months have passed since I last offered an update on the state of the housing market. Since then, there have been a number of developments which suggest that 2011 could witness double-digit decl...
Mortgage Lawsuits Spell Trouble for Lenders 9 Jan 2011 | 11:44 pm
A recent spate of lawsuits has accused mortgage lenders of impropriety or outright fraud at virtually every level of the mortgage process. Moreover, as lenders increasingly find themselves on the losi...
Shop Around for a Mortgage 23 Dec 2010 | 12:37 am
What a mundane and seemingly obvious piece of advice! And yet, according to the results of a recent survey by LendingTree.com, 40 percent of mortgage shoppers obtained just a single quote before settl...
Appraisals Continue to Affect Closings 17 Dec 2010 | 05:21 am
As if obtaining a mortgage loan wasn’t difficult enough, it turns out there was one more obstacle which has to be overcome: the appraisal. Thanks to new federal regulations, appraisals have now become...
Mortgage Pre-Approval is Still Worth Getting 15 Dec 2010 | 05:22 am
The majority of home-buyers conduct their house-shopping before obtaining financing. After all, how can you obtain a loan for a property that you have not yet purchased?! What if I told you, however, ...
Walking Away: The New Calculus 31 Oct 2010 | 08:11 pm
If the statistics are to be believed: “strategic default” – the act of voluntarily walking away from one’s mortgage – is now becoming quite fashionable. According to the latest estimates, more than 30...
Housing Market Remains Weak 26 Oct 2010 | 04:59 pm
Last week, I reported that mortgage rates have declined to another record low. Unfortunately for the housing market, the resulting uptick in mortgage activity was dominated by refinancings, and there ...
Mortgage Rates Decline To Record Lows…Again 22 Oct 2010 | 04:30 pm
Why do I feel a sense of Deja Vu every time I write a post on this topic? Maybe because mortgage rates have been in a state of free-fall for the last year, and every week seems to offer the same story...
