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Western Sky On-Line Payday Lender To Stop Making Loans! 27 Aug 2013 | 06:18 pm
As bankruptcy lawyers, we often see people who are in financial distress turn to some pretty unsavory companies. We see the predatory nature of the loans involved and the damage inflicted because of ...
Why The Information You Give Your Bankruptcy Lawyer Has A Sell-By Date 27 Aug 2013 | 03:00 pm
The information your bankruptcy lawyer needs will go stale in a short time. Keeping up the freshness is important to the success of your case. Bankruptcy information is like milk: it smells after it...
Beware Of This Person When Trying To Wipe Out A Second Mortgage In Chapter 13 26 Aug 2013 | 03:00 pm
You can get rid of a second mortgage in a Chapter 13 bankruptcy, but beware the opposing expert. We’ve talked about dealing with a second mortgage in a Chapter 13 bankruptcy. It can be a simple exerc...
Bankruptcy and Arrest Warrants 23 Aug 2013 | 08:57 pm
Bankruptcy has no effect on criminal arrest warrants. However, at least here in Massachusetts, civil arrest warrants are common when debts go unpaid, judgments unanswered, and supplementary process ac...
Our Best Tips For Filing For Bankruptcy Without Your Spouse 22 Aug 2013 | 12:00 pm
If you’re thinking of filing for bankruptcy without your spouse, follow these steps to avoid pitfalls. Filing for bankruptcy means disclosing your assets, property, debts, and household income. For ...
Should I File a Chapter 7 or a Chapter 13 Bankruptcy? 16 Aug 2013 | 09:01 am
While some of my clients know what bankruptcy chapter they should file under, most look to me to advise them whether to file for Chapter 7 or Chapter 13 (or Chapter 11 or Chapter 12, the topics of a l...
11th Circuit concludes Bankruptcy Debtor’s Tax Refund is Exempt as Tenants by the Entireties Property 16 Aug 2013 | 02:28 am
In a recent opinion (In re Uttermohlen), the Eleventh Circuit Court of Appeals ruled that a bankruptcy debtor’s tax refund can be claimed as exempt as “tenants by the entireties” property if the debto...
North Carolina Finance Company Loan? Don’t Re-Fi; Discharge! 13 Aug 2013 | 02:43 am
As of July 1, 2013, North Carolina allowed finance companies regulated under the Consumer Finance Act to charge higher interest rates and to make bigger loans than ever before. Now, the maximum loan t...
Why is a Chapter 13 Bankruptcy like a Marriage? 11 Aug 2013 | 11:42 am
The chapter 13 process in bankruptcy is surprisingly similar to a marriage. First a debtor seeks out a bankruptcy attorney. Like going to a bar looking for someone to spend the evening with, a debtor...
Super Heroes Fight Debt 10 Aug 2013 | 07:51 pm
The GetOutOfDebt guy is my hero. He’s not quite as swashbuckling as Batman and Superman. Not as suave as Elliot Ness, battling crime gangs. But he’s fighting for a better world, nonetheless. He fi...
