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Considering refinancing or buying a home? UNPLUG YOUR SHREDDER! 23 Aug 2013 | 07:08 pm
If you are like me, you probably shred just about any documents that has your personal information on it…it’s just habit or second nature. I often sort through my mail right next to our shredder. If ...
Fannie Mae to increase minimum down payment in November 22 Aug 2013 | 08:42 pm
Fannie Mae is scheduled to update their automated underwriting system (aus) Desktop Underwriter (DU) to DU Version 9.1 on November 16, 2013. In their release notes from August 20, 2013, Fannie Mae re...
FHA unveils “Back to Work” Guidelines for those who had a Short Sale or Foreclosure 20 Aug 2013 | 07:23 pm
HUD released Mortgagee Letter 2013-26, also referred to as “Back to Work” featuring enhanced guidelines for home owners who lost their homes via short sale or foreclosure due to financial difficulties...
What May Impact Mortgage Rates this Week: August 19, 2013 19 Aug 2013 | 09:32 pm
I hope you are having a wonderful summer. Our Seattle summer has been just beautiful – I don’t even mind the few days of rain we’ve had sprinkled in. Anyhow, you’re not reading this post for a weather...
How’s the Market? 16 Aug 2013 | 11:50 pm
This is a question I’m often asked about the greater Seattle/Pacific Northwest region. Since I focus on helping people with mortgages to buy or refinance their homes, I defer these types of questions ...
Main Stream Media Misses Message on Mortgages [Rant Warning] 15 Aug 2013 | 02:33 am
Recently a piece that was aired on ABC news about mortgages and was brought to my attention. It’s been a long time since I’ve seen something so misleading and sensational about what consumers should w...
Two Home Buying Seminars Coming Up! 14 Aug 2013 | 07:29 am
If you are considering buying a home and want to learn more about the process, I invite you to attend one of upcoming seminars I have scheduled. Both classes are sponsored by the Washington State Hous...
What May Impact Mortgage Rates this Week: August 12, 2013 13 Aug 2013 | 12:37 am
We don’t have any economic indicators scheduled to be released today…however, the rest of this week is loaded with data that could impact mortgage rates. If the reports reveal inflation heating up, mo...
Mortgage Rates are still Historically Low 9 Aug 2013 | 01:06 am
I thought it would be interesting to share a historic snapshot of where rates have have been based on a national annual average back to when I began my mortgage career in 2000. The chart below is bas...
Hope for HARP 3.0 and #MyRefi 8 Aug 2013 | 03:07 am
Today President Obama answered questions submitted by social media savvy Americans which was moderated by Zillow CEO, Spencer Rascoff. It seemed to me the most common questions were concerning HARP 3....
