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New Proposal to Raise Credit Card Holder Awareness 18 Oct 2011 | 12:00 pm
As legislatures continue to discuss and roll out new regulations, many Americans are wondering what the future of credit will look like. If the justice department ends up having a say in it, it looks...
Consumers Turn to Prepaid ATM Cards as Credit Alternative 17 Oct 2011 | 12:00 pm
As many Americans suffer from bad credit, under water mortgages, and lost retirement savings, many are place blame in the laps of big banks and lenders. These individuals express resentment towards t...
Time to Take on More Credit? 11 Oct 2011 | 12:00 pm
As a result of the credit crisis and recovery act initiatives we’re seeing some of the lowest interest rates in history. Although interest rates have been low at other times but the recent bubble bur...
Myths Could Hurt your Credit Score 10 Oct 2011 | 12:00 pm
Most Americans think they know the majority there is to know about credit cards and the credit industry. When it comes to credit cards, however, there are actually several common falsehoods that have...
New Regulations Created to Protect Consumers and their Credit 27 Sep 2011 | 12:00 pm
While the credit crunch and consequential economic recession has taken its toll in many ways, the one silver lining may well be the resulting lessons learned. Many practices that once were common amo...
Government Cracking Down on “Debt Relief” Scams 20 Sep 2011 | 12:00 pm
Less than legitimate “debt settlement companies” have found themselves in the perfect environment to exploit during recent years. Scams Artists posing as useful debt settlement companies have been th...
How Will a Short Sale or a Foreclosure Affect my Credit? 19 Sep 2011 | 12:00 pm
As of this week, a recent study by the real estate data provider, CoreLogic, has revealed that about 11 million US homes are occupied by owners who owe 15% or more than the current appraisal value of ...
New Mortgage Rules Much Tougher on Home Buyers 12 Sep 2011 | 12:00 pm
Today’s credit crunch really has anyone looking for a new home loan in a pinch. With banks nervous to lend money to individuals, both first time and experienced home buyers are faced with great scrut...
Credit Card Roulette 5 Sep 2011 | 12:00 pm
The term “credit card roulette” can have a few meanings. One is listed in the Urban Dictionary as “A game of chance to decide which person pays for a restaurant meal. Every party contributes a credit...
HOPE for Homeowners 30 Aug 2011 | 12:00 pm
Many homeowners are facing the difficult challenge of meeting their monthly mortgage payments due to changes in the economy. But there is HOPE and a wealth of information on how to get help. A good ...
