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Deloitte Warns Banks and Credit Unions to Change (while they still can) 19 Aug 2013 | 06:45 pm
Banks and Credit Unions executives continue to be challenged to improve effectiveness of product & service pricing. Never more so is true than when it applies to Checking Accounts – the staple of a b...
Are Annual Strategic Planning Efforts A Waste of Time? 16 Aug 2013 | 07:00 pm
In advance of this year’s Annual Strategic Planning session, we urge Bank and Credit Union executives to spend a little time on post-mortem of past Strategic Planning activities. Specifically,...
Business Development Companies Gain Traction As Banks Pull Back 14 Aug 2013 | 07:00 pm
The following is a guest post by Bruce Klein, Director of CrossCountry Consulting’s Financial Services Practice. ———————————————- Meet Your New Middle MarketLender – His Initials are B.D.C. New regula...
Community Banks Bleeding Deposits Since 2009 13 Aug 2013 | 07:00 pm
We have all heard the folklore… Community Banks have been swamped with excess deposits. But it is true? As it turns out, Community Banks – those with less than $1 billion in assets – have actually lo...
Business Strategy Essential for Community Banks and Credit Unions 8 Aug 2013 | 07:00 pm
Business Strategy is what sets apart the leaders from the pack. Given the sharp changes in the competitive environment facing Community Banks and Credit Unions, a coherent and executable Business Str...
Do Small Businesses Value Bankers? 1 Aug 2013 | 07:00 pm
You too have probably heard that customers are loyal to their Banks. Especially so for Small Business customers. And especially so when the Financial Services provider is a Community Bank. We’ve pr...
M&A for Community Banks: Dead or Alive? 31 Jul 2013 | 01:39 am
M&A is not dead. But the volume of Acquisitions in 2013 is trending below 2012 activity which in itself was a disappointment. This is due in part to the significant gap in the perception of value be...
Mobile Banking – ROI driver or just infrastructure? 26 Jul 2013 | 07:00 pm
There has been much debate about Mobile Banking and its ability to create value for Banks. To date, Mobile Banking is all about the promise have generated little or no attributable impact on business...
Factoid: Community Banks Trading At Discount To Book Value 25 Jul 2013 | 07:00 pm
Many Community Bank executives are counting on the return of the days of 3x Price to Book Values (P/B). Unfortunately, the current environment is not cooperating with publicly-traded Community Banks ...
Are Small Banks Survivors? 22 Jul 2013 | 07:00 pm
A highly respected Community Bank executives tweeted that Community Banks are survivors in response to an article we wrote entitled Will Small Banks Survive?. That is an interesting observation that ...
