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Saying Goodbye 18 Dec 2012 | 05:07 am
It is time for me to say goodbye to A Penny Saved. It’s been great writing for this site these last five years. But life is getting extremely crazy for me at work – our church has gone from four full-...
Paying Down My Mortgage 11 Dec 2012 | 10:50 pm
This year has been a good year for making some progress on paying down our mortgage. I was able to pay an extra $110 a month on the principal, and our credit card cash back goes directly toward the mo...
Refinancing Again 7 Dec 2012 | 06:18 pm
With mortgage rates near record lows again I am looking into refinancing again. Although I had refinanced just over 13 months ago, it looks like I can save some significant money by refinancing again....
Showing Up 5 Dec 2012 | 02:16 am
Showing up sometimes is the most important thing you can do for your career and your finances. As an example, I was talking with a young lady in her early twenties – she is an assistant manager at a l...
Sunday Thought 2 Dec 2012 | 06:31 pm
All of us like to get ahead – especially financially. But are we striving to do that in the right way? The Apostle Paul tells us in Philippians chapter two that we should “do nothing out of selfish am...
Free Kindle Books 29 Nov 2012 | 06:15 pm
I love my Kindle, as does my wife and her Kindle. Besides saving space in the house and the convenience, I love the free books you can get! I like old books, and many of those older books can be found...
Saving Money with Gift Cards 27 Nov 2012 | 11:24 pm
There are times when it pays to buy a “gift card” for yourself. The other day our family was shopping at Burlington Coat Factory for clothes for the girls – dresses, boots, and coats. There was a sign...
Sunday Thought 25 Nov 2012 | 07:05 pm
I read and hear a lot about how employers are supposed to treat their employees with respect, kindness, fair pay, etc. But I do not hear much about how employees are supposed to treat their employers....
Friday Financial Funny 23 Nov 2012 | 07:12 pm
In Honor of Black Friday, a retail shopping joke: It was the day of the big sale. Rumors of the sale and advertising in the paper and online were the main reasons for the long line in front of the sto...
Happy Thanksgiving! 22 Nov 2012 | 06:54 pm
A brief timeline of some significant events in the history of Thanksgiving in America: 1541 – Spanish Explorer, Francisco Vasquez de Coronado, led a thanksgiving Communion celebration at the Palo Duro...