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Fed To Retailers: No, We’re Not Cutting Debit Interchange Until The Supreme Court Says We Have To 26 Aug 2013 | 06:23 pm
So much for billions in debit-interchange refunds for retailers—at least for the next few years. Last Wednesday (Aug. 21), lawyers for the Federal Reserve told a federal judge that they had appealed h...
Harris Teeter’s Home-Grown Mobile Wallet: Is This Grocery’s Starbucks Moment? 23 Aug 2013 | 08:03 pm
Why is Harris Teeter making its own mobile wallet? The 212-store mid-Atlantic grocery chain didn't really build the wallet that it's piloting starting this month at a supermarket in suburban Charlotte...
In The As-A-Service Society, Retailers Hold All The Cards, At Least For Now 22 Aug 2013 | 06:52 pm
Moving from an ownership society to an "as a service" society radically transforms the nature of the relationship between the consumer and the retailer. As consumers merely "rent" that which they used...
PCI 3.0 Pushes Security, Not Just Requirements 21 Aug 2013 | 10:08 pm
If you want to get a handle on PCI version 3.0, one place to start is compensating controls. You know the idea: You can't meet the letter of some PCI requirement, so you come up with an alternative se...
Payment Card Usage Is Up. Payment Card Fraud Is Up More. 21 Aug 2013 | 10:04 pm
If you were under the impression that payment card fraud was headed down, new numbers from the Nilson Report aren’t going to brighten your day. The newsletter reported last Thursday (Aug. 22) that whi...
Biometric Authentication, Cracked In Seconds? OK, Maybe We’re Being A Little Optimistic Here 21 Aug 2013 | 10:02 pm
With all the current retail-related efforts at biometric security—everything from PayPal’s (NASDAQ:EBAY) authentication-by-photo to the iPhone’s supposed new fingerprint feature—it’s useful to be remi...
American Apparel’s RFID Project Doesn’t Automate Cycle Counts, It Wipes Them Out 20 Aug 2013 | 10:05 pm
A funny thing happened on the way to American Apparel (AMEX:APP) using RFID to automate the process of inventory cycle counts: The retailer threw out the process. Instead of using RFID technology to l...
IT Is Now Officially An Energy Hog, And Retail Is Part Of The Problem 20 Aug 2013 | 07:33 pm
How much electricity is all of retail's e-commerce, big-data analytics and mobile shopping devouring? No one has calculated that, but a report out this month argues that all IT now consumes about 10 p...
Can Today’s Checkout Page Be Done With Half As Many Fields? 16 Aug 2013 | 02:00 pm
With relatively few changes, chains have been using the same online checkout since shortly after e-commerce emerged. With an eye on seeing if the number of lines could be sharply reduced from today's ...
Congress Wants To Regulate Customized Pricing. Yeah, That Will Certainly Work As Intended 15 Aug 2013 | 04:00 pm
If legislation pending before the House Energy and Commerce Committee is passed and signed into law, online merchants will be severely restricted in their ability to use "big data" and behavioral adve...
