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Thomas J Sherwood Law: Private Label Mortgages and Mortgage Modifications 18 Jun 2011 | 02:33 am
Many people make the unsound and untrue assumption that the only people being assisted in the mortgage crisis are those with a Fannie Mae or Freddie Mac mortgage. These mortgages are guaranteed by the...
Thomas J Sherwood Law: Negative Equity and a Mortgage Modification 17 Jun 2011 | 02:31 am
Many people who struggled through the financial crisis of the last few years and lost their homes did so because of the loss of a job. Other people simply made an investment that was not sound in the ...
Thomas J Sherwood Law: What is Mortgage Insurance? 16 Jun 2011 | 02:31 pm
When it comes to the mortgage crisis of the last several years and the burden it has placed on lenders and homeowners people start to understand mortgage insurance a little more. It seems like an unne...
Thomas J Sherwood Law: Debt-to-Income Ratio and Your Monthly Gross Income 16 Jun 2011 | 02:29 pm
When looking at your financial situation to buy a home a lender will assess your debt to income ratio and your monthly gross income. These same items will be assessed when you are trying to get a mort...
Thomas J Sherwood Law: Is there a Mortgage Payment Guideline? 14 Jun 2011 | 01:53 am
When you are trying to determine if you are eligible for a mortgage modification there can be a number of different factors for you to consider. Anything from your current job status to your past cred...
Thomas J Sherwood Law: What is a Lien on Your Property? 11 Jun 2011 | 03:40 pm
Many times people will use terminology so much that they just assume that everyone knows what they are talking about and won’t slow to consider otherwise. With homeowners and other loan terminology ma...
Thomas J Sherwood Law Wiki PageWiki 11 Jun 2011 | 07:52 am
Check out the all new Thomas J Sherwood Law Wiki page at http://tsherwoodlaw.wikidot.com/ Other Posts You Might Like: Thomas J Sherwood Law: Private Label Mortgages and Mortgage Modifications Flori...
Thomas J Sherwood Law: What is Lender Placed Insurance? 11 Jun 2011 | 01:40 am
Insurance is a way of protecting or transferring risk on an investment and it is done in many different ways, shapes and forms. Sometimes it is the buyer who specifically buys and pays the insurance a...
Thomas J Sherwood Law: Do You Know Your Loan-to-Value Ratio? 10 Jun 2011 | 01:39 pm
Real estate and mortgage operations work under a million different definitions that should help to prove your credit worthiness or unworthiness, some easier to understand than others. One of these suc...
Thomas J Sherwood Law: Is an Interest Only Mortgage the Answer to Your Mortgage Concerns? 10 Jun 2011 | 01:38 am
Mortgage loans have many different options because not everyone can qualify for a traditional mortgage and banks want to have the opportunity to serve everyone. In this case if you are one of the ones...
