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Is Refinancing in Your Future? 21 May 2011 | 02:22 am
Fixed mortgage rates fell to the lowest point this year, once again making it worthwhile for homeowners to consider refinancing their home loan to save money. Freddie Mac says the average rate on the ...
Is It Time to Buy Again? 29 Apr 2011 | 10:41 am
As home prices continue to fall, sales numbers are expected to rise. It’s been about five years since the housing bubble peaked, and the bust isn’t over quite yet. According to the Standard & Poor’s C...
Free Home Buying and Refinance Educational Seminar 6 Apr 2011 | 03:57 am
Considering buying or refinancing but unsure if now is the right time? Mountain Trust Mortgage and Real Estate is holding a free home buying and refinance seminar. Objectives: Understand why when you ...
Fixed Rate Mortgage Rates Rise Slightly 2 Apr 2011 | 02:47 am
FIXED RATES RISE: Freddie Mac said the average rate on a 30-year fixed mortgage rose to 4.86 percent from 4.81 percent the previous week. The average rate on the 15-year fixed mortgage increased to 4....
4 Good Reasons to Refinance Your Home Loan 21 Mar 2011 | 09:09 am
Low rates aren’t the only motive for refinancing a home loan. The No. 1 reason why homeowners refinance is to obtain a lower, more attractive mortgage rate. But low rates aren’t the only motive for re...
Mortgage rates edging downward 18 Mar 2011 | 03:54 am
Mortgage rates are edging downward, how long will this trend continue? If you’ve been on the fence, now may be the time to lock in that rate. Call Mountain Trust Mortgage at (858) 376-1299 to discuss ...
Why Get Pre-Approved for a Mortgage? 15 Mar 2011 | 10:12 am
5 Reasons you should get preapproved for a mortgage BEFORE you start looking at homes: You know what you can afford to pay before you look for a house. You know if you are in a position to buy a … Con...
5 Tips to Improve Your Credit Score 10 Mar 2011 | 08:43 am
A low credit score can increase the interest rate you’ll pay for a loan, thus increasing your monthly payments as well as the overall cost of your loan. The first step to improving your credit score ...
First-Time Homebuyer Tax Credit Bills Due in 2011 4 Mar 2011 | 07:07 am
The Housing and Economic Recovery Act of 2008 provided a refundable tax credit to qualified first-time homebuyers purchasing a main home in the United States after April 8, 2008, and before January 1,...
First-Time Homebuyer Tax Credit Extended for Veterans 3 Mar 2011 | 10:18 am
If you or your spouse is a member of the armed forces and has recently served active duty outside of the US for at least 90 days between January 1, 2009 and April 30, 2010, you could still qualify for...
