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Mortgage rules from the past 4 years 9 Nov 2012 | 08:29 am
Mortgage rules from the past 4 years The following are the changes in mortgage rules over the past 4 years including all of 2012's changes: 2012 LOC (line of credit) reduction to a maximum of 65% L...
New mortgage rules from November 1st 6 Nov 2012 | 10:07 am
Today came the launch of yet more mortgage lending restrictions. Mortgages for your self employed clients keep getting harder and harder to obtain. 35% is the required down payment in most circumstan...
Property value warning 15 Oct 2012 | 01:58 am
As you are probably aware, the market right now stinks. Sellers think their home is worth significantly more than it realistically is and buyers this it's worth way less. Essentially nothing is moving...
Can Canadians obtain a mortgage loan despite bad credit and without down payment? 11 Oct 2012 | 09:21 am
Are you wondering how to apply for a mortgage with bad credit in Canada? Many people think that they won’t qualify for a mortgage loan with poor credit. Therefore, many consumers with blemished credit...
FINALLY lenders are being held accountable 21 Sep 2012 | 09:00 am
Today is a good day if you hold a mortgage because I have information that you will appreciate. Mortgage lenders are finally being held accountable with regards to providing you with easy to access IR...
Mastering rapport and influence 19 Sep 2012 | 10:08 pm
Although I think having just good rapport isn't enough these days, rapport is still very important in the communication and success of relationships. Rapport = Commonality, sameness & likeliness Sam...
More mortgage changes, this isn’t good 18 Sep 2012 | 11:13 am
If the changes from July didn’t cripple the market enough, wait, there’s more! This week more Federal changes took effect but some lenders are taking it even further. I have spoken with a number of r...
Lump sum mortgage payments and their flexibility 5 Sep 2012 | 09:19 am
I like to keep things simple as best I can when explaining mortgage shop-talk. Here are some Cole’s notes regarding selecting lenders offering lump sum mortgage payments and when you should be taking ...
The real cost of raising a child 29 Aug 2012 | 09:55 am
Many of us often look at the micro-level cost of raising a child, focusing on the big expenditures: how much will daycare cost me this year? Or how much will those new braces cost? We deal with thes...
Alley Restoration - Vancouver's Tipping Point? 18 Aug 2012 | 11:37 am
Hello my friends! I write to you after a brief hiatus from the luxury of available time to blog but I am back. Well sort of, tomorrow we leave for a week in Naramata where realistically, drinking wine...
